Frequently Asked Questions

Bolster is a financial management app that helps you to improve and maintain financial health through actionable, digital and expert recommendations. You can review credit, dispute errors, and manage your savings and spending all in one place....for free!

Bolster is a modern financial app that helps improve and maintain your credit and financial health through expert and actionable recommendations. Unlike other apps, Bolster is more comprehensive and effective, because it starts by ensuring that you have an accurate credit report, then creates personalized financial insights and tips so that you can achieve your goals.

Bolster integrates with a credit bureau, TransUnion, and our technology partner, Plaid, to securely connect your credit and financial information to your account. Our app allows you to easily review your credit report, dispute any inaccuracies, and connect your bank and card accounts. Our technology analyzes your spending habits to provide personalized insights and tips to help build your financial health. We also have a number of partners to recommend products that may help reach your credit goals.

Yes! Bolster is free for members to view their credit with unlimited disputes and no limit on the number of bank or card accounts you can link with personalized spending insights.

Bolster partners with a credit bureau, TransUnion, and a technology provider, Plaid, in order to pull your credit report and financial accounts. We need this information in order to verify your identity and credentials, pull the correct credit file, and link your corresponding bank or card account. We do not share or resell your personal information with third parties for the third parties' direct marketing purposes. You can view our full Privacy Policy to review how your information is stored and used.

With our technology partner, Plaid, we are able to verify your account credentials. If we are unable to verify your login credentials, there are too many failed attempts, then you will not be able to link your account.

Bolster provides integration with the bureaus, so we are able to send disputes instantly. The credit bureau then must complete an investigation within 30 days (or 45 days in certain circumstances), according to the U.S. Fair Credit Reporting Act. But most disputes are resolved more quickly than that.

Currently we offer unlimited disputes.

We provide a TransUnion Vantage 3.0 score.

Your credit score updates when you login after 30 days from the last time it was updated.

If you are experience issues with account creation you can contact support here.

Currently we only support disputes through TransUnion, but we are continuously adding new functionality and services to make it easier for our members to manage and improve their credit.

Both Bolster and Credit Saint LLC, are companies held by Saint Holdings, LLC. Saint Holdings is the primary investor in Bolster and a valuable partner.